Kalilka Laghubitta Bittiya Sanstha Ltd. is a 'D' class bank licensed from Nepal Rastra Bank under the Bank and Financial Institution Act, 2063. It started financial transaction on Bhadra 4, 2067. It modified conventional banking practice by removing the need for collateral and created a banking system based on mutual co-operation, trust, participation and accountability. KLBSL provides credit to the economically deprived of different ethnic groups and religion in rural areas; thus assisting in fulfillment of their entrepreneurship dream, with or without collateral as per KLBSL loan policy. At KLBSL, we believe that credit is a cost-effective weapon to fight poverty as it helps in the overall improvement of socio-economic conditions of the people who have previously been kept outside the banking orbit. We aim to assist the government in its national goal of poverty reduction.
We provide microfinance services to the target people i.e. micro-loan, deposit, and remittance services through a network of 88 branch offices throughout 31 districts.
Be a leading MFI in the national movement of poverty reduction through community with active participation in national products.
The mission of KLBSL is to identify the local resources and maximize its utilization to transfer deprived people into self employed by proving loan.
Promoting local production by involving the marginalized people through groups and provide them the microfinance services.
+ Provide financial services to target people ( 1,00,000) by expanding microfinance services to rural people of Nepal, + Transform financial awareness, entrepreneurship, and skill for livelihood to the people in rural areas. + Develop a well-managed, sustainable, and technically capable institution with highly motivated and skillful human resources. + Help poor families to increase their income by making involved the women.
Welcome and thank you for visiting our website. I am Mahendra Adhikari, Chief Executive Officer.
With a target to expand our services to all the 77 districts and permission to function all over Nepal, Kalika Laghubitta Bittiya Sanstha has been providing its services to the economically and socially disadvantaged citizens of the country. KLBSL has been playing a vital role to raise their living standards by giving Micro-loans for income generation and will continue to do so in the future. We plan to establish more branches in the future; mainly on rural areas and ultimately reach our aim to be a leading Micro-Finance institution in Nepal.
I would like to thank the members of the Board committee, all the employees, and stakeholders for their constant help and support. I would also like to extend my gratitude to Nepal Rastra Bank for their guardianship and support. And I welcome with appreciation, any form of support in the days to come.
